BUT, I did do my laundry (for the first time in a week) and finished my 11th piece for my art concentration. So I was productive...
And now my dad want's me do design a cover for his e-book, so I'll be doing that now, and the rest of my homework later.
I've been trying to keep myself busy lately, because I've been thinking a lot about college.
I'm really scared of the amount of debt that I'm about to take on.
Seriously guys. I'm going to be real, and I'm just going to flat out tell you how scary everything is.
My college doesn't do little fees here and there, it's a straight up $40,000 comprehensive fee per year. That includes tuition, standard room and board, a meal plan, plus free amenities (laundry, shuttle service, arcade, movies, technology). My family and I FULLY believe that it is worth how much it costs.
I managed to scrape up $10,500 in scholarships so far, and luckily they are renewable each year. I'm waiting to hear back on financial aid, and other scholarships that I've applied for, so I'm trying to remain a little optimistic.
I have to get $29,500 worth of student loans taken out each year. Meaning, that at the end of my 4 years in college I'll be $118,000 in debt.
Now, I'm frugal and pretty rational when it comes to money, but $118,000? Damn that scares me. Also, keep in mind that my parents are unable to assist me with college. They can't even co-sign on my loans. This will be MY debt.
My general philosophy about investing in my education is the fact that debt can always be repaid. No matter what, I have to be rational and UNDERSTAND that at the end of the day that's what this is: an investment. You have to spend money to make money.
My college has an excellent track record when it comes to post graduation jobs and internships, so I'm confident that they will have the proper connections to help me get the job of my dreams. It's just, $118,000 of debt is scary.
And the only reason that I find it so scary is the fact that every day, when I log onto Facebook and check my college's incoming freshman page I see at least 2 posts every day with people apologizing and wishing the rest of us luck because they won't be attending High Point because of the cost.
I'm not second guessing my decision. I know that I'm not the only person going to my college who is going to have to take out an insane amount of loans. I'm just scared.
I just want to know that I'm not being a massive idiot for spending so much money.
I'm going to think some more. I'm going to come up with a game plan.